Asegure cada transacción con protección avanzada contra el fraude

Financial institutions are legally required to verify customer identity under KYC/AML regulations including the Bank Secrecy Act, FinCEN CIP rules, and EU AML Directives. Non-compliance risks fines, license revocation, and reputational damage.

AI identity verification reduces onboarding from days to seconds — verifying documents and biometrics in a single automated flow, with no manual review queues. This directly improves conversion rates and reduces abandonment at account opening.

EDD is a heightened KYC process applied to high-risk customers — such as Politically Exposed Persons (PEPs), customers from high-risk jurisdictions, or large transaction volumes. It requires deeper background checks, source of funds documentation, and closer ongoing monitoring.

Biometric authentication at login, high-value transactions, and account recovery closes the gap that password-based systems leave open. It prevents account takeover, social engineering, and fraudulent transaction authorization.

Incode supports compliance with FinCEN, FATF, GDPR, CCPA, PSD2, and regional equivalents — with built-in audit trails, risk scoring, and case management designed for regulated financial environments.