Experian Partners with Incode to Strengthen Global Fraud Prevention

We’re excited to announce that Incode has partnered with Experian, one of the world’s leading data and technology companies, to bring AI-powered identity verification to Experian’s global client base through its Ascend Platform™.

This collaboration represents a strategic milestone in our mission to fight fraud at scale by embedding secure, real-time identity validation into one of the world’s most advanced analytics ecosystems.

About Experian

Experian is a FTSE 100 company with over 25,000 employees in 32 countries, delivering data and analytics solutions that power decision-making in financial services, healthcare, automotive, agrifinance, insurance, and more.

Experian supports over 1,800 global clients through its Ascend Platform™, helping organizations detect fraud, accelerate lending, improve healthcare outcomes, and enable secure digital marketing. The company also empowers millions of individuals to meet their financial goals through credit insights and identity protection tools.

As part of its mission to unlock the power of data, Experian is investing in cutting-edge technologies and partnerships to deliver smarter, faster, and more secure experiences for its customers and their end users.

Empowering Smarter Identity Decisions at Scale

With this partnership, Incode’s advanced biometric identity verification and real-time metadata analysis will be embedded into Experian’s CrossCore® Document Verification suite, initially in North America with plans to expand globally.

By combining Experian’s data intelligence with Incode’s AI-native identity technology, we are delivering:

• Faster decision-making with real-time validation
• Stronger protection against synthetic identities and application fraud
• Seamless user experience across devices and channels

“In a world where deepfakes, AI-driven fraud, and agentic AI are evolving at unprecedented speed, improved protections are critical. Together, we’re addressing the most prevalent fraud vectors with unmatched speed, security, and accuracy.”

— Ricardo Amper, Founder and CEO of Incode

Why Incode?

As Experian sought to strengthen the fraud prevention capabilities of its Ascend Platform, it selected Incode for our proven performance, secure architecture, and unmatched identity accuracy, built on a shared commitment to innovation and customer-centricity.

1. Unmatched Accuracy and Defense Against Emerging Fraud

At the core of this integration is Incode’s ability to deliver instant identity validation by verifying and linking identity elements such as:

• Government-issued IDs
• Facial biometrics
• Passive liveness detection
• Device metadata and risk scoring

This ensures Experian’s clients can make faster, smarter identity decisions while improving protection against synthetic identity fraud, impersonation, and AI-driven threats.

“By integrating Incode’s cutting-edge identity verification technology into the Ascend Platform, we’re empowering organizations to tailor their fraud and risk strategies with unprecedented agility and precision.”

— Marika Vilen, SVP of Global Partnerships and Commercialization, Experian

Incode’s Proven Capabilities Include:

• Industry-leading accuracy in NIST FRTE 1:N benchmarks
• iBeta Level 2 certified passive liveness detection in under 40 ms
• Multi-signal deepfake detection using liveness, behavioral, and device risk data
• Recognized as a Leader in the Gartner® Magic Quadrant™ for Identity Verification two years in a row
• Named a Leading Vendor in Liminal’s Link™ Index Report for KYC

2. Scalable Integration into a Global Platform

Experian required a partner that could scale identity verification seamlessly across industries and regions, without introducing friction to customer journeys or operational complexity.

With Incode’s modular, cloud-native architecture, this integration offers:

• Real-time performance at scale
• 99.9% uptime SLA
• Global document support for 4,900+ IDs across 200+ countries and territories

This allows Experian to extend secure, real-time identity validation across its enterprise client base without disrupting existing workflows.

3. Seamless, Compliant Deployment

Security and compliance are at the heart of both organizations. Incode delivers a secure and flexible deployment model, aligning with Experian’s high standards for data protection, privacy, and regulatory adherence.

With turnkey API integration and prebuilt modules, our solutions plug seamlessly into Experian’s platform infrastructure, speeding up time-to-value while maintaining strict compliance and encryption protocols.

4. A Shared Vision for Trust in the Digital Age

Both Experian and Incode are driven by a mission to create a more secure digital world, enabling people and businesses to build trust in every transaction.

Whether combating emerging fraud vectors or improving financial access, this partnership reflects a shared belief that identity is the key to enabling frictionless, secure digital experiences at scale.

“This partnership reinforces Experian’s commitment to delivering innovative, secure, and customer-centric solutions.”

— Marika Vilen

We’re honored to bring Incode’s AI-native identity platform into Experian’s ecosystem and proud to support some of the world’s most respected organizations in their fight against fraud.

Looking Ahead

This is just the beginning. As global deployment progresses, we’ll continue to co-innovate with Experian to bring identity intelligence, fraud prevention, and customer experience to new heights.

Stay tuned for more updates on our partnership with Experian and what it means for the future of identity.

Learn more about how Incode is building the future of digital trust.

Incode was named a Leader in the 2025 Gartner® Magic Quadrant™ for Identity Verification. Download the report.