Highlights
Introducing TrustGraph Understand Incode’s approach to age assurance Introducing GovFaceMatch 3 years in a row named a Leader
01/04
01/04
Agentic Fraud

Incode AI stops agentic fraud faster than threats evolve

Agentic fraud is fraud run by autonomous AI agents, and Incode's own models learn from every attack to stop it across onboarding, login, and recovery.

The challenge

AI didn't make the fraudsters smarter. It made them infinite

Agentic fraud is already inside onboarding and login flows, running at machine pace against defenses tuned for people.

Rules and vendor models update in weeks, the agent iterates in minutes, and every miss carries a dollar figure.

60%+

of fraud attempts expected to be AI-assisted by the end of 2026

Incode

+55%

growth in injection attacks in a year, where a forged camera feed is fed straight into the verification flow

Incode

33 sec

between onboarding attempts in one documented fraud operation

Incode

How it works

The defense is ready when the attack appears

Incode has built and retrained every model in-house for 10 years, so updates ship on its own schedule.

Learn more: DeepsightLiveness detectionDocument VerificationTrustGraph

How we fight it

Agentic fraud is our training data

Incode verifies the identity behind every account, turns every failed attack into training data, and retrains its models every day.

AI

Our AI moves faster than the attacker

Incode runs its own agentic attacker against its defenses, so every new attack becomes a shipped model the same day.

Data

We operate where fraud is hardest

Incode is built where fraud is most sophisticated, so 7.1 billion trust checks can surface a new vector early.

Network

An attack on one trains the defense for all

More than 700 enterprises contribute signals, and TrustGraph turns a catch at one company into detection for the rest.

Know Your Human (KYH) proves a real person is present, and Know Your Agent (KYA) binds every agent to one.

Incode's agentic fraud prevention runs inside existing onboarding, login, and recovery flows through platform integrations.

Global enterprises rely on the Incode platform

Incode operates where fraud is hardest, serving the clients attackers hit first

Chase
Citi
Nu
Chime
Binance
Interac
PayJoy
Rappi

99.99%

of fraud caught by Deepsight

7.1B+

trust checks run on the Incode platform

400M

identity profiles informing every model

700+

enterprises contributing fraud signals

What customers say

“How do you expect every single business to keep up with deepfakes, synthetic identities, and romance scams on its own? It is impossible. That is why we chose Incode, which has the strongest solution in the market today.”

Navjeet Grewal · Managing Director, Verification and Digital Credentials, Interac

FAQ

Common questions about agentic fraud

Still have questions? Talk to an expert
What is agentic fraud?

Agentic fraud is a class of identity fraud in which an autonomous AI agent, rather than a human operator, executes the full attack workflow: it finds targets, generates fake documents or media, submits them, observes how the system responds, and adapts and retries at scale without human involvement. Its defining feature is this adaptive feedback loop.

How does Incode detect and stop agentic fraud?

Incode runs every attempt through in-house liveness, Deepsight deepfake detection, document forensics, and face match, retrains its models every day, and shares each catch across more than 700 enterprises through TrustGraph.

Does Incode's agentic fraud prevention require changing existing onboarding or login flows?

No: Incode's agentic fraud prevention runs inside existing onboarding, login, and recovery flows through platform integrations, and deploys in SaaS, private cloud, or bare metal.

What does the Incode network add against agentic fraud?

More than 700 enterprises contribute fraud signals, and TrustGraph turns an attack caught at one company into detection for the rest, so a synthetic identity burned at one company can be caught at the next.

How do Know Your Human (KYH) and Know Your Agent (KYA) work together against agentic fraud?

Know Your Human (KYH) proves a real, live person is present at each gate, and Know Your Agent (KYA) binds every AI agent to that verified person, so an autonomous attacker must pass both.

How does Incode prove its agentic fraud prevention works?

Incode tests each layer against public benchmarks: 0% error across three iBeta PAD levels, a 0.2% deepfake false-accept rate against 13.7% for the next best system, top-tier NIST results since 2018, and zero pentesting bypasses.

Where does the Incode platform run?

The Incode platform deploys in SaaS, private cloud, or bare metal, runs at more than 99.99% reliability, and supports enterprise-level security and compliance, so regulated environments can keep verification inside their own infrastructure.

How does Incode retrain its models against agentic fraud?

Incode retrains from as few as 10 samples: a new attack pattern becomes training data the moment it appears, the update ships the same day, and Incode's own agentic attacker tests the defense continuously.

What's next

See the numbers behind the defense

Request a demo and walk through the benchmarks, the pentesting record, and the daily retrain loop.