Identity intelligence
Validates who the customer is: documents from 200+ countries, biometric match ranked at 99% in NIST testing, and liveness that stops deepfakes.
KYC and AML
Onboard compliant customers in seconds
One flow runs identity checks, sanctions and PEP screening, and monitoring, so good customers clear fast and financial crime never does.
The problem
Financial crime is automated. Manual compliance isn't.
Money laundering is a multi-trillion-dollar machine, and AI now mass-produces synthetic identities faster than analysts can review. The screening built to stop it buries teams in false positives and drives real customers away.
$2T
laundered around the world every year, an estimated 2 to 5% of global GDP
UNODC
0%
of AML screening alerts can be false positives, cleared by hand
Facctum AML report, 2026
0%
of consumers have abandoned a financial-services onboarding at least once
Signicat, 2022
0%
growth in fintech deepfake incidents in a single year
Deloitte, 2024
How it works
Four steps from applicant to cleared customer
The foundation
Three intelligences. One compliant flow.
No single check makes you compliant. The four steps you just saw run on three intelligence layers, working as one across the whole customer lifecycle.
Explore the platformScreening intelligence
Screens every customer against 100+ sanctions lists, 50K+ PEP records, and global adverse media, with configurable match logic per hit.
Monitoring intelligence
Re-screens continuously and watches for network fraud signals across sessions, so a cleared customer stays cleared, and a new risk surfaces fast.
Screening and monitoring
Every risk signal, in one auditable case
The moment a customer is verified, Incode screens them against global sanctions, PEP, and adverse-media watchlists — and alerts you when a list changes.
Every hit, score, and decision is recorded, ready for the regulator.
Beyond onboarding
Compliance doesn't stop at onboarding
The identity you verify on day one keeps working. The same platform re-screens and re-verifies your customers at every moment that matters, with no re-enrollment.
Watchlist update alerts
Subscribe to a watchlist and get a webhook the moment a screened profile's status changes on a sanctions or PEP list.
High-risk transactions
Step-up verification confirms it is still your customer before high-value money moves.
Audit and reporting
Every decision is logged and exportable, so a regulatory audit is a download, not a project.
Products
The products behind every KYC check
Every step in the flow draws on one integrated product stack.
Verified proof
Global banks, fintechs, and marketplaces run compliant onboarding on Incode.
100+
sanctions lists screened in real time.
50K+
PEP records screened
98%
pass on the first try
4 sec
average KYC check
What customers say
“Incode's KYC and AML features have significantly outperformed the solutions we used before. They drastically reduced scam potential and curbed money laundering activities, and the user experience they offer is unmatched, leading to a noticeable boost in user acquisition.”
IT Lead · Gambling & Casinos Enterprise
What is KYC verification?
KYC (Know Your Customer) verification is the regulatory process of confirming a customer's identity, assessing their risk, and screening them against sanctions and watchlists before opening an account or processing transactions.
What is the difference between KYC and AML?
KYC is the process of verifying customer identity and understanding their risk profile. AML (Anti-Money Laundering) is the broader set of laws and controls designed to prevent financial crime. KYC is a core component of any AML compliance program.
How long does KYC verification take with AI?
AI-powered KYC reduces verification from days to seconds. Incode completes the average KYC check in 4 seconds with a 98% first-try pass rate, cutting manual review queues significantly.
What is the difference between CDD and EDD?
Customer Due Diligence (CDD) is the standard identity and risk verification required for all customers. Enhanced Due Diligence (EDD) adds deeper background checks, source-of-funds analysis, and closer ongoing monitoring for high-risk individuals such as Politically Exposed Persons (PEPs).
Does Incode support KYC for crypto and digital assets?
Yes. The same KYC and AML checks on this page (document and biometric verification, sanctions and PEP screening, adverse media) run for digital-asset businesses facing FinCEN, FATF, and emerging crypto licensing requirements.
What's next
Make compliance your fastest flow
See how Incode runs KYC and AML checks in seconds, with the audit trail built in.